REG - Swedbank AB - Swedbank’s Full-year report 2025

Swedbank ABAnnouncement

29/01/2026 08:15

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RNS Number : 8130Q  Swedbank AB  29 January 2026

 

Press Release

29 January 2026

 

Swedbank's Full-year report 2025

Swedbank´s President and CEO Jens Henriksson comments: "2025 was a successful
year for Swedbank."

 

·    Return on equity was 14.7 per cent for the quarter and 15.2 per cent
for the full year 2025

·    Proposed dividend of SEK 29.80 per share, including a special
dividend of SEK 9.35

·    Swedbank acquired Entercard and Stabelo

 

 Financial information                                          Q4          Q3                 Full-year    Full-year
 SEKm                                                           2025        2025        %      2025         2024         %
 Total income                                                   17 340      17 105      1      68 736       74 104       -7
 Net interest income                                            10 775      10 819      0      44 000       49 267       -11
 Net commission income                                          4 249       4 117       3      16 320       16 716       -2
 Net gains and losses on financial items                        982         847         16     3 227        3 687        -12
 Other income¹                                                  1 334       1 322       1      5 189        4 435        17
 Total expenses                                                 6 268       6 030       4      24 532       25 376       -3
 Profit before impairments, bank taxes and resolution fees      11 072      11 075      0      44 203       48 728       -9
 Impairment of tangible and intangible assets                   0           0                  0            790          -100
 Credit impairments                                             355         -398               -34          -268         -87
 Bank taxes and resolution fees                                 713         663         8      2 982        4 019        -26
 Profit before tax                                              10 004      10 809      -7     41 255       44 187       -7
 Tax expense                                                    1 838       2 298       -20    8 496        9 320        -9
 Profit for the period                                          8 166       8 512       -4     32 759       34 866       -6

 Earnings per share, SEK, after dilution                        7.22        7.53               28.98        30.86
 Return on equity, %                                            14.7        16.0               15.2         17.1
 C/I ratio                                                      0.36        0.35               0.36         0.34
 Common Equity Tier 1 capital ratio, %                          17.8        19.7               17.8         19.8
 Credit impairment ratio, %                                     0.07        -0.08              0.00         -0.01
 1) Other income includes the items Net insurance, Share of profit or loss of
 associates and joint ventures, and Other income from the Group income
 statement.

 

Contact:

Maria Caneman, Head of Investor Relations

Phone: +46 72 238 32 10

E-mail: maria.caneman@swedbank.se

 

Hannes Mård, Head of Press

Phone: +46 73 057 41 95

Email: hannes.mard@swedbank.se

 

This information constitutes inside information that Swedbank is obliged to
make public pursuant to the EU Market Abuse Regulation (EU nr 596/2014). The
information was submitted for publication, through the agency of the contact
person set out above, 29 January 2026, at 07:15 CET.

 

Swedbank empowers the many people and businesses to create a better future.
Our vision is a financially sound and sustainable society. Swedbank Group is
the leading bank with over 7 million retail customers and 550 000 corporate
customers in our four home markets: Sweden, Estonia, Latvia and Lithuania.
Swedbank Group is also present in other Nordic countries, the U.S. and China.
Together we make your financial life easier. Find out more: www.swedbank.com
(//www.swedbank.com)

http://www.rns-pdf.londonstockexchange.com/rns/8130Q_1-2026-1-28.pdf
(http://www.rns-pdf.londonstockexchange.com/rns/8130Q_1-2026-1-28.pdf)

 

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